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SME scheme fails to turn banks around on loans - press

Despite a government scheme to increase loan guarantees to further help small and medium enterprises and an easing of interbank lending rates, Hong Kong banks remain cautious about lending amid the global economic downturn. "I don't see banks actively responding to the government's scheme which guarantees loans for SMEs," SME Mentorship Association chairman Anders Wong said. "Our members do not have high hopes and the scheme may not be as effective as expected." He said more SMEs are resorting to finance companies despite these firms charging higher interest rates for loans. More finance companies were also promoting loans to SMEs. First Credit chairman Checkley Sin said the amount of his company's loans increased 30% last month from September and "we expect the figure for November to increase 20% over October.

AMD launching new naming scheme in 2009

When Phenom II launches at CES in 2009 the CPU will sport a new naming scheme. While the company had originally planned to shift from their current four-digit scheme to a 5-digit model number, Expreview says the company now plans to use just three digits, with model numbers similar to Intel's Core i7.

Enhanced Pseudo-Waypoint Guidance for Spacecraft Maneuvers

An enhanced version of the scheme reported in “Pseudo-Waypoint Guidance for Proximity Spacecraft Maneuvers� (npo-42753), NASA Tech Briefs, Vol. 31, No. 6 (June 2007), page 73 was developed. To recapitulate: the scheme provides algorithms for guidance and control (G&C) of a spacecraft maneuvering near a small astronomical body. The open-loop guidance problem is solved in advance or in real time by use of the pseudo-waypoint generation (PWG) method. Feedback control is implemented to track PWG trajectories, in a manner that enables updating of G&C in a model-predictive manner. The scheme includes silent periods following each thruster firing.

Fujitsu Offers Free Laptop Upgrades For Life

Barence writes "Fujitsu Siemens is offering its customers free laptop upgrades for life with its Lifebook4Life scheme. Customers buying a Fujitsu Siemens Lifebook will be offered a free upgrade three years after their original purchase, and every subsequent three years for the rest of their life — as long as they purchase an extended three-year warranty. Customers will have to hope inflation stays low, though: the value of each new notebook cannot exceed the value of the previous one, adjusted 10% for inflation. Fujitsu says the scheme is profitable, and a raft of small print ensures plenty of people will find they've excluded themselves from the scheme for all sorts of reasons."

Portable Antiquities Scheme Is Fit For Purpose Say Funders MLA

The nationwide voluntary scheme that logs and identifies thousands of archaeological finds made by the members of the public in England and Wales has been given the green light for continued funding.

Pension scheme buyouts protected

The Financial Services Compensation Scheme (FSCS) has, at long last, confirmed that it covers both members and trustees of pension schemes where there has been a buy-out, or buy-in respectively, involving an insurance company.

Bank switching scheme begins: Swan

The federal government's account switching scheme comes into full effect on Saturday, allowing consumers greater freedom in changing their bank accounts, Treasurer Wayne Swan says.

?30m scheme to transform Edgbaston cricket ground

CRICKET bosses have unveiled a £30 million scheme to transform Edgbaston, securing its future as a test ground.

MP3 compatible scheme launched

Music Several online music retailers have begun a scheme to inform consumers about the MP3 digital file format.

BitDefender: BitDefender Uncovers Fraudulent Scheme Targeting JPMorgan Chase & Co Customers; New phishing raid attempts to deceive e-banking users into revealing their sensitive financial data.

BitDefender: BitDefender Uncovers Fraudulent Scheme Targeting JPMorgan Chase & Co Customers; New phishing raid attempts to deceive e-banking users into revealing their sensitive financial data.

Resale royalty scheme disappoints art industry (ABC)

Lobbyists say Federal Arts Minister Peter Garrett has failed to deliver a strong resale royalty scheme to artists.

Bank switching scheme goes live

DISGRUNTLED bank customers will find it easier to "vote with their feet" from tomorrow, when the Federal Government's account switching scheme comes into full effect, Treasurer Wayne Swan says.

Bank switching scheme goes live

DISGRUNTLED bank customers will find it easier to "vote with their feet" from tomorrow, when the Federal Government's account switching scheme comes into full effect, Treasurer Wayne Swan says.

Online identity card scheme aims to remove password headaches

Credit reference agency Equifax has launched an online identity card scheme that aims to reduce consumer security and password headaches.

Mobile Visa payment scheme coming in 09 via Rogers Canada

Rogers Wireless, RBC and Visa are to launch a customer phase of their mobile phone payment pilot scheme in the middle of 2009. Which will mean mobile customers will be able pay for small ticket products by waving their mobile phone over Visa payWave enabled checkout readers.

Pledge on national savings scheme

The government has pledged to add 50 pence to every £1 saved in a national scheme aimed at encouraging the poorest to save.

Popular WPA Wifi Security Scheme Cracked Open

wifi routerJust when you thought it was safe to go back in the water: a pair of researchers have announced a serious flaw in the WPA wifi encryption scheme, which was designed to keep your wireless traffic hidden from prying eyes.

Sweden: banks may have to join guarantee scheme

Sweden's financial markets minister is warning that the government's bank guarantee scheme could become compulsory for the Nordic country's main banks unless more of them sign up for it.

Indian national sentenced in brokerage hacking scheme

An Indian national is sentenced to two years in U.S. prison for his participating in an online stock scheme.

HMT clarifies process for determining access to its Credit Guarantee Scheme and Bank Recapitalisation Fund

Process for determining access to the HM Treasury’s Credit Guarantee Scheme

Sweden eyes other bank measures if scheme shunned

STOCKHOLM, Nov 17 (Reuters) - Swedish Finance Minister Anders Borg said on Monday the government would consider other, unspecified measures if the Nordic country's banks did not join a state-sponsored guarantee scheme for new lending.

Sweden markets minister says banks may have to join guarantee scheme

STOCKHOLM, Sweden - Sweden's financial markets minister is warning that the government's bank guarantee scheme could become compulsory for the Nordic country's main banks unless more of them sign up for it.

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