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in Cricket
via Sify @ 15:23 17th Aug
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This retirement savings option, which first became available on January 1, 2006, combines features of both a traditional 401(k) plan and a Roth IRA. Like a Roth IRA, contributions are made on a post-tax basis and qualified withdrawals taken during retirement are completely tax free. (With a traditional 401(k), contributions are pretax and withdrawals taken during retirement are taxed as ordinary income.) And like a traditional 401(k), the Roth 401(k) has no income restrictions — if your employer offers it, you're eligible. (For more details, read our story, "Introducing the Roth 401(k).")
in Personal Finance
via Smart Money @ 4:22 1st Oct
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s 401(k) Day celebration on September 5, 2008. The Profit Sharing/401(k) Council of America (PSCA) sponsors 401(k) Day to highlight the value of employer sponsored profit-sharing and 401(k) plans. As retirement follows work, 401(k) Day falls on the Friday after Labor Day during National Payroll Week, an annual celebration of America
in Personal Finance
via Houston Chronicle @ 12:32 3rd Sep
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This relatively new retirement savings option, which first became available on January 1, 2006, combines features of both a traditional 401(k) plan and a Roth IRA. Like a Roth IRA, contributions are made on a post-tax basis and qualified withdrawals taken during retirement are completely tax free. (With a traditional 401(k), contributions are pretax and withdrawals taken during retirement are taxed as ordinary income.) And like a traditional 401(k), the Roth 401(k) has no income restrictions if your employer offers it, you're eligible. (For more details, read our story, "Introducing the Roth 401(k).")
in Personal Finance
via Smart Money @ 8:53 7th Aug
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in Cricket
via New Straits Times @ 10:22 22nd Sep
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T#®űI~xIkço.N]T>V*g3 ;o\%@+IJ;$ZsssS+hP|",ǒ̵,{URݎ n-u逝;{ 3n?#gU9Ml-L;& YP˄H? '%0LG~9=?`0z5[OODg5.@ ),-uj e]p1 k<2& 7 !%X\1 D!1. ,1R8=8s"QJ![eŋADwǥZv|o)c2E XQVH}|>QNE M39BF8#x<AmB{`5UOgD b RσxQ}8nIu8;E6HA-jmvjh_a@V4n3sb/!Ёf(F,W٬6Y'tL8Gr,ԾWBՓOv:ekvˢ)/Е812ѦbH9ί$t=gfnȦK+,;F k.+Q~ɕ0o&ז^;\ % |9T=gk v I [Ãyӓv?w$o!>w4{ = i$amW*DX ;j[K ze]#:bHL`zhuC}ވ9U@l<8'`j G:4JQo LfU @#b()3}${035".
in Cricket
via Sify @ 17:07 10th Oct
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in MP3
via VOA News @ 21:11 13th Aug
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Two legislators want to rid the world of what they view as a particularly insidious product: a debit card linked to a 401(k) account. "These debit cards allow a participant to use his or her retirement savings to make everyday purchases, like buying a cup of coffee. Clearly that's not what the 401(k) is for," says Senator Chuck Schumer (D-New York), who is co-sponsoring the bill with Senator Herb Kohl (D-Wisconsin). Schumer claims that for every $1,000 an investor pulls from a 401(k) plan, he or she loses $10,000 in retirement income. Schumer introduced similar legislation in 1996, which was enough to spook Bank One into dropping plans for its 401(k)-linked debit card. However, now that the concept has been revived, Schumer says he'll see that the bill becomes law "no matter what" this time.
in Personal Finance
via Medical Economics @ 14:03 7th Sep
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The financial media has coined a few pejorative phrases to describe the pitfalls of borrowing money from a 401(k). Some members of the financial press would even have you believe that taking a loan from a 401(k) plan is an act of robbery committed against your own retirement. However, this idea may be more urban myth than reality. According to a study by the Employee Benefits Research Institute (EBRI), 18% of all 401(k) participants had plan loans outstanding in 2006. Clearly, these loans have a following and, in fact, they can be appropriate in some situations. Let's take a look at how such a loan could be used sensibly and why it need not spell trouble for your retirement savings (For related reading, see Eight Reasons To Never Borrow From Your 401(k).
in Personal Finance
via Investopedia @ 14:25 19th Aug
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Running a small business can be a life-consuming process, so sometimes small-business owners miss the forest for the trees. Maybe that's why only about 16 percent of businesses with fewer than 50 employees in the United States have 401(k) plans. Small-business owners are so focused on developing their businesses that some do not realize that those assets can grow at a much faster rate for their retirement under the right plan. An October survey by ING DIRECT's ShareBuilder401k, which designs 401(k) plans for small businesses, found that "not enough employees" was the top reason cited by small-business owners as to why they do not have a 401(k) plan. That's despite the fact that even sole proprietorships with no other employees can have 401(k)s.
in Personal Finance
via US News @ 23:18 15th Aug
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As 401(k) Plan Sponsors Enter Economy-Fueled 'Termination Season,' RolloverSystems Offers 401(k) Plan Termination Services Suite
in Personal Finance
via Yahoo! Canada @ 7:16 8th Oct
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in E-commerce
via TheStreet.com @ 16:45 29th Aug
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Stull, Stull & Brody Announces Investigation on Behalf of Participants and Beneficiaries of the 401(k) Savings and Profit Sharing Plan of the McGraw-Hill Companies, Inc. and Its Subsidiaries and the Standard and Poor's 401(k) Savings and Profit Sharing Plan for Represented Employees
in Personal Finance
via Yahoo! Canada @ 6:30 21st Aug
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The SEC advises that a number of companies are beginning to offer a 401(k) debit card to employees who invest in 401(k) retirement programs. This card allows the employee to borrow up to $50,000 or 50 percent of the value of the retirement plan, whichever is less, through use of a debit card. However, unlike a debit card that deducts money from a bank account, this 401(k) withdrawal is a loan from the retirement account and users must repay it along with fees and interest or incur substantial penalties. More information may be found at www.finra.org/investorinformation.
in Personal Finance
via WebCPA @ 23:15 1st Oct
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S.T.A.L.K.E.R.: Clear Sky developer GSC Game World is conflicted, and it shows. The recent announcement that their previous first-person shooter S.T.A.L.K.E.R.: Shadow of Chernobyl sold 2 million copies worldwide promises a bright future for the brand, but it also raises difficult questions about how to move the series forward. With more developers reaping financial rewards from populist game design (see: Team Fortress 2, Spore, and, to a lesser extent, BioShock), it stands to reason that GSC may follow suit with the S.T.A.L.K.E.R. franchise -- and they have, to some degree. But the changes in Clear Sky are contradictory at best: Some oversimplify to the point of absurdity, while others encourage exploration and risk-taking.
in Video Games
via Gamers.com @ 9:01 10th Sep
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A prequel to the original open-world FPS with RPG elements, S.T.A.L.K.E.R.: Clear Sky looks to make numerous improvements on the original including support for DirectX 10 and improved artificial intelligence. S.T.A.L.K.E.R. Clear Sky takes place one year before the nuclear event in the Zone. Play as Scar, a mercenary s.t.a.l.k.e.r. who must fight his way through hostile sectors of the Zone, eventually leading to the events described in Shadow of Chernobyl.
in Video Games
via GamePro.com @ 9:05 27th Aug
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s largest independent administrator and recordkeeper for plans in the micro to large segments of the market, announced today it has partnered with LPL Financial and 401(k) Advisors to deliver a unique and innovative retirement plan solution: Fiduciary Advisor 401(k). Designed to support financial advisors and their clients, Fiduciary Advisor 401(k) is a comprehensive suite of retirement plan services, featuring a broad investment platform, full-fee disclosure and fiduciary protection.
in Personal Finance
via Houston Chronicle @ 23:50 18th Sep
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CHICAGO--(BUSINESS WIRE)--The Profit Sharing/401k Council of America (PSCA), a national, non-profit association committed to retirement savings through employee-sponsored defined contribution programs, encourages employers to celebrate the 14th Annual National 401(k) Day, which this year falls on Friday, September 5, 2008. National 401(k) Day is an annual celebration that encourages employers to set aside time at the workplace to spotlight the importance of their 401(k) plans.
in Personal Finance
via Yahoo! Canada @ 2:08 5th Sep
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PRNewswire/ -- RolloverSystems Inc. (RSI), an independent provider of rollover management services, is offering a suite of solutions to help advisors and plan sponsors easily and responsibly terminate their 401(k) plans, an occurrence which could be common due to economic woes this Fall, a time also known as "plan termination season."
in Personal Finance
via Earthtimes.org @ 7:15 8th Oct
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in Blog Watch
via New Straits Times @ 11:51 15th Aug
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401(k) Producer Services, an affiliate of 401(k) Advisors, announced it has beefed up its practice management tools for advisers under the new name Retirement Plan Advisory Group.
in Personal Finance
via Plan Adviser @ 13:25 9th Sep
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ALISO VIEJO, CA -- 09/08/08 -- 401(k) Producer Services, an affiliate of 401(k) Advisors, one of the largest, independent retirement plan consulting firms in America, with $39 billion in collective assets under advisement, announces a comprehensive..
in Personal Finance
via Earthtimes.org @ 9:03 9th Sep
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ALISO VIEJO, CA -- (Marketwire) -- 09/08/08 -- 401(k) Producer Services, an affiliate of 401(k) Advisors, one of the largest, independent retirement plan consulting firms in America, with $39 billion in collective assets under advisement, announces a comprehensive brand initiative -- the formation of Retirement Plan Advisory Group (RPAG), which will enable added growth in advisor-members' firms with augmented technologies and services for plan sponsors.
in Personal Finance
via Houston Chronicle @ 9:03 9th Sep
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ALISO VIEJO, CA--(MARKET WIRE)--Sep 8, 2008 -- 401(k) Producer Services, an affiliate of 401(k) Advisors, one of the largest, independent retirement plan consulting firms in America, with $39 billion in collective assets under advisement, announces a comprehensive brand initiative -- the formation of Retirement Plan Advisory Group (RPAG), which will enable added growth in advisor-members' firms with augmented technologies and services for plan sponsors.
in Personal Finance
via Yahoo! Canada @ 9:03 9th Sep
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Q: What recourse does a person have if a former employer does not process the paperwork to roll over their 401(k) plan into another plan? I worked for a small company for 15 months in 2006-2007 and accumulated about $4,000 in my 401(k). Three months after I left the company, I notified them that I wanted to roll over to Fidelity Investments. That was last October.
in Personal Finance
via Chicago Tribune @ 13:28 15th Sep
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