Web Extra What to do with Old 401 k s 40 mins ago: related news

Web Extra: What to do with Old 401(k)s? ? ? 40 mins ago

CNBC's Maria Bartiromo discusses the day's top business and financial stories, and what's ahead for tomorrow's Closing Bell.

Celebrate 401(k) Day and Take Control of Your Retirement

s 401(k) Day celebration on September 5, 2008. The Profit Sharing/401(k) Council of America (PSCA) sponsors 401(k) Day to highlight the value of employer sponsored profit-sharing and 401(k) plans. As retirement follows work, 401(k) Day falls on the Friday after Labor Day during National Payroll Week, an annual celebration of America

Worksheet: The Roth 401(k) Estimator

This relatively new retirement savings option, which first became available on January 1, 2006, combines features of both a traditional 401(k) plan and a Roth IRA. Like a Roth IRA, contributions are made on a post-tax basis and qualified withdrawals taken during retirement are completely tax free. (With a traditional 401(k), contributions are pretax and withdrawals taken during retirement are taxed as ordinary income.) And like a traditional 401(k), the Roth 401(k) has no income restrictions — if your employer offers it, you're eligible. (For more details, read our story, "Introducing the Roth 401(k).")

Is Today's Web Still 'the Web'?

snydeq writes "Fatal Exception's Neil McAllister raises questions regarding the transforming nature of the Web now that Tim Berners-Lee's early vision has been supplanted by today's much more complex model. AJAX, Google Web Toolkit, Flash and Silverlight all have McAllister asking, 'Is [the Web] still the Web if you can't navigate directly to specific content? Is it still the Web if the content can't be indexed and searched? Is it still the Web if you can only view the application on certain clients or devices? Is it still the Web if you can't view source?' Such questions bely a much bigger question for Web developers, McAllister writes. If today's RIAs no longer resemble the 'Web,' then should we be shoehorning these apps into the Web's infrastructure, or is the problem that the client platforms simply aren't evolving fast enough to meet

What Small Business Owners Need to Know About 401(k)s

Running a small business can be a life-consuming process, so sometimes small-business owners miss the forest for the trees. Maybe that's why only about 16 percent of businesses with fewer than 50 employees in the United States have 401(k) plans. Small-business owners are so focused on developing their businesses that some do not realize that those assets can grow at a much faster rate for their retirement under the right plan. An October survey by ING DIRECT's ShareBuilder401k, which designs 401(k) plans for small businesses, found that "not enough employees" was the top reason cited by small-business owners as to why they do not have a 401(k) plan. That's despite the fact that even sole proprietorships with no other employees can have 401(k)s.

Sometimes It Pays To Borrow From Your 401(k)

The financial media has coined a few pejorative phrases to describe the pitfalls of borrowing money from a 401(k). Some members of the financial press would even have you believe that taking a loan from a 401(k) plan is an act of robbery committed against your own retirement. However, this idea may be more urban myth than reality. According to a study by the Employee Benefits Research Institute (EBRI), 18% of all 401(k) participants had plan loans outstanding in 2006. Clearly, these loans have a following and, in fact, they can be appropriate in some situations. Let's take a look at how such a loan could be used sensibly and why it need not spell trouble for your retirement savings (For related reading, see Eight Reasons To Never Borrow From Your 401(k).

Bolt a huge fan of Hayden and Gilchrist

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Rethinking 401(k) rollovers to IRAs

Conventional retirement wisdom tells us that when you leave a job, you should roll over your 401(k) to an IRA. Rollovers allow you to continue delaying taxes on your nest egg as it accumulates and avoid an early-withdrawal penalty. But if you have an especially good 401(k) with your old company, it may be better to leave your retirement money there or roll it over into your new company's 401(k).

Rethinking 401(k) Rollovers

Conventional retirement wisdom tells us that when you leave a job, you should roll over your 401(k) to an IRA. Rollovers allow you to continue delaying taxes on your nest egg as it accumulates and avoid an early-withdrawal penalty. But if you have an especially good 401(k) with your old company, it may be better to leave your retirement money there or roll it over into your new company's 401(k).

BT: BT Joins Inventor Of The World Wide Web To Promote Study Of Web Science'

BT today became a founding sponsor of the Web Science Research Initiative, an international body established to promote the science and development of the World Wide Web. Established by British Web pioneer Sir Tim Berners-Lee, the inventor of the World Wide Web, with co-directors Nigel Shadbolt, Wendy Hall and Danny Weitzner, the Web Science Research Initiative (WSRI) exists to promote the study of Web Science', a new academic discipline focusing on the analysis, engineering and social impact of the World Wide Web.

7 things to consider before you move your 401(k) into an IRA

Conventional retirement wisdom tells us that when you leave a job, you should roll over your 401(k) to an IRA. Rollovers allow you to continue delaying taxes on your nest egg as it accumulates and avoid an early-withdrawal penalty. But if you have an especially good 401(k) with your old company, it may be better to leave your retirement money there or roll it over into your new company's 401(k).

Stacked Deck: Debit Card That Taps 401(k) Retirement Savings Is Easy to Use and Abuse

RISMEDIA, July 23, 2008-(MarketWatch)-Debit cards are straightforward. You use them for purchases and money is deducted from your bank account. But when the debited account is your 401(k) retirement plan, critics angrily line up to take a swipe at that piece of plastic.It’s not hard to see why. The 401(k) debit card lets you borrow from retirement savings and pay yourself back with interest over time, much as you would with a typical 401(k) loan. Only the card makes it much easier to crack your retirement nest egg; all you do is shop, swipe and sign.

Stull, Stull & Brody Announces Investigation on Behalf of Participants and Beneficiaries of the 401(k) Savings and Profit Sharing Plan of the McGraw-Hill Companies, Inc. and Its Subsidiaries and the Standard and Poor's 401(k) Savings and Pr

Stull, Stull & Brody Announces Investigation on Behalf of Participants and Beneficiaries of the 401(k) Savings and Profit Sharing Plan of the McGraw-Hill Companies, Inc. and Its Subsidiaries and the Standard and Poor's 401(k) Savings and Profit Sharing Plan for Represented Employees

Corporate I-T records open to hacking too

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Profit Sharing/401k Council of America Announces National 401(k) Day 2008

CHICAGO--(BUSINESS WIRE)--The Profit Sharing/401k Council of America (PSCA), a national, non-profit association committed to retirement savings through employee-sponsored defined contribution programs, encourages employers to celebrate the 14th Annual National 401(k) Day, which this year falls on Friday, September 5, 2008. National 401(k) Day is an annual celebration that encourages employers to set aside time at the workplace to spotlight the importance of their 401(k) plans.

Is it wise to borrow from a 401(k)?

What do you think about taking a loan against my 401(k) (which is performing abysmally)? My 401(k) plan does allow me to take out a loan, and because I have to pay the interest to myself (around 10%) it seems like a way to indirectly "up" the amount that I am contributing to the plan. Your thoughts?

Increase Web Site Traffic with SEO

Do you need to find a way to increase web site traffic? Have you used any search engine optimization on your website? Before you do any expensive web advertising or build an expensive new site try using some simple search engine optimization on your website to increase your web site traffic. Search engine optimization is the best way to increase web site traffic and increase your position on the search engine results pages. Getting into a higher place on the search engine results pages means more hits to your website and more customers.

401(k) Participants Pull Out from Equities

401(k) participants continued to flee equity holdings in June 2008, according to Hewitt’s 401(k) Index.

Announcing the Availability of SmartPlan 401, the World's First Interactive Video 401(k) Engagement Engine

Announcing the Availability of SmartPlan 401, the World's First Interactive Video 401(k) Engagement Engine

How To Deal With an Old 401(k)

Those are the primary paths taken by the average Joe or Jane Investor when they leave a job and need to decide what to do with money from a former work retirement plan (their 401(k) or 403(b) dough).

How To Deal With an Old 401(k)

Those are the primary paths taken by the average Joe or Jane Investor when they leave a job and need to decide what to do with money from a former work retirement plan (their 401(k) or 403(b) dough).

Announcing the Availability of SmartPlan 401, the World's First Interactive Video 401(k) Engagement Engine

PRNewswire/ -- vWise Inc. today announced the general availability of SmartPlan 401, a unique new interactive video-based engagement system that prompts greater participation in company-sponsored investment plans, such as 401(k)s.

The Wisdom of Crowds Meets the Wisdom of Authors: How XML Enables the Semantic Web

I recently attended the first-ever Linked Data Planet conference, where a number of pioneers in the field of Semantic Web shared their perspectives on the state of the art — and business — of helping the world tag their web pages for meaning. So what is the Semantic Web and how is it different from the web of today? On the web, most search engines today use key words and the number of links to a page to determine the relevance of search results. This is the wisdom of crowds at work: If the key words you are searching for occur often on that page, and the page is popular (i.e. lots of links to it), then it is probably the best bet for what you are searching for. The downside of this approach is that it infers meaning of the page. On the Semantic Web, the crowds get wiser thanks to the wisdom of authors, who can let the crowds know —

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