Paychex Again Ranks Among Top 401 k Recordkeepers In U S: related news

Paychex Again Ranks Among Top 401(k) Recordkeepers In U.S.

ROCHESTER, N.Y. - Paychex, Inc. again ranks among the top 401(k) recordkeepers in America, according to a nationwide survey. The tenth annual survey, conducted by PLANSPONSOR magazine – a national publication dedicated to the pension and retirement industry

Celebrate 401(k) Day and Take Control of Your Retirement

s 401(k) Day celebration on September 5, 2008. The Profit Sharing/401(k) Council of America (PSCA) sponsors 401(k) Day to highlight the value of employer sponsored profit-sharing and 401(k) plans. As retirement follows work, 401(k) Day falls on the Friday after Labor Day during National Payroll Week, an annual celebration of America

Flintoff to bat at seven in second Test

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Worksheet: The Roth 401(k) Estimator

This relatively new retirement savings option, which first became available on January 1, 2006, combines features of both a traditional 401(k) plan and a Roth IRA. Like a Roth IRA, contributions are made on a post-tax basis and qualified withdrawals taken during retirement are completely tax free. (With a traditional 401(k), contributions are pretax and withdrawals taken during retirement are taxed as ordinary income.) And like a traditional 401(k), the Roth 401(k) has no income restrictions — if your employer offers it, you're eligible. (For more details, read our story, "Introducing the Roth 401(k).")

Corporate I-T records open to hacking too

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What Small Business Owners Need to Know About 401(k)s

Running a small business can be a life-consuming process, so sometimes small-business owners miss the forest for the trees. Maybe that's why only about 16 percent of businesses with fewer than 50 employees in the United States have 401(k) plans. Small-business owners are so focused on developing their businesses that some do not realize that those assets can grow at a much faster rate for their retirement under the right plan. An October survey by ING DIRECT's ShareBuilder401k, which designs 401(k) plans for small businesses, found that "not enough employees" was the top reason cited by small-business owners as to why they do not have a 401(k) plan. That's despite the fact that even sole proprietorships with no other employees can have 401(k)s.

Bolt a huge fan of Hayden and Gilchrist

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Sometimes It Pays To Borrow From Your 401(k)

The financial media has coined a few pejorative phrases to describe the pitfalls of borrowing money from a 401(k). Some members of the financial press would even have you believe that taking a loan from a 401(k) plan is an act of robbery committed against your own retirement. However, this idea may be more urban myth than reality. According to a study by the Employee Benefits Research Institute (EBRI), 18% of all 401(k) participants had plan loans outstanding in 2006. Clearly, these loans have a following and, in fact, they can be appropriate in some situations. Let's take a look at how such a loan could be used sensibly and why it need not spell trouble for your retirement savings (For related reading, see Eight Reasons To Never Borrow From Your 401(k).

Stull, Stull & Brody Announces Investigation on Behalf of Participants and Beneficiaries of the 401(k) Savings and Profit Sharing Plan of the McGraw-Hill Companies, Inc. and Its Subsidiaries and the Standard and Poor's 401(k) Savings and Pr

Stull, Stull & Brody Announces Investigation on Behalf of Participants and Beneficiaries of the 401(k) Savings and Profit Sharing Plan of the McGraw-Hill Companies, Inc. and Its Subsidiaries and the Standard and Poor's 401(k) Savings and Profit Sharing Plan for Represented Employees

401(K) LOANS AND WITHDRAWALS

Thirty-six percent of U.S. workers had a defined contribution retirement plan, which includes 401(k) accounts, according to the 2004 Survey of Consumer Finances conducted for the Federal Reserve Board. Of 401(k) plans among clients of Hewitt Associates L.L.C.:

Orphaned 401(k) Plan From Defunct Waterbury, Conn., Company Gets FiduciaryLoading...

Jul. 17--A federal court has appointed a consultant to distribute the assets of an abandoned 401(k) plan established by a defunct Waterbury construction company, the U.S. Department of Labor said Wednesday. U.S. District Court for the District of Connecticut appointed Pension Consultants Inc. of Farmington as the independent fiduciary for the VA Construction LLC 401(k) Plan, an employee benefit plan sponsored by VA Construction LLC of Waterbury until it went out of business in 2001. When the company closed, the plan's fiduciaries stopped performing their duties and failed to appoint a successor, said John M. Chavez, a Labor Department spokesman.

Rethinking 401(k) rollovers to IRAs

Conventional retirement wisdom tells us that when you leave a job, you should roll over your 401(k) to an IRA. Rollovers allow you to continue delaying taxes on your nest egg as it accumulates and avoid an early-withdrawal penalty. But if you have an especially good 401(k) with your old company, it may be better to leave your retirement money there or roll it over into your new company's 401(k).

Rethinking 401(k) Rollovers

Conventional retirement wisdom tells us that when you leave a job, you should roll over your 401(k) to an IRA. Rollovers allow you to continue delaying taxes on your nest egg as it accumulates and avoid an early-withdrawal penalty. But if you have an especially good 401(k) with your old company, it may be better to leave your retirement money there or roll it over into your new company's 401(k).

Stacked Deck: Debit Card That Taps 401(k) Retirement Savings Is Easy to Use and Abuse

RISMEDIA, July 23, 2008-(MarketWatch)-Debit cards are straightforward. You use them for purchases and money is deducted from your bank account. But when the debited account is your 401(k) retirement plan, critics angrily line up to take a swipe at that piece of plastic.It’s not hard to see why. The 401(k) debit card lets you borrow from retirement savings and pay yourself back with interest over time, much as you would with a typical 401(k) loan. Only the card makes it much easier to crack your retirement nest egg; all you do is shop, swipe and sign.

7 things to consider before you move your 401(k) into an IRA

Conventional retirement wisdom tells us that when you leave a job, you should roll over your 401(k) to an IRA. Rollovers allow you to continue delaying taxes on your nest egg as it accumulates and avoid an early-withdrawal penalty. But if you have an especially good 401(k) with your old company, it may be better to leave your retirement money there or roll it over into your new company's 401(k).

Next Generation of 401(k)s Shows Automatic Enrollment and Step-Up Provisions Doubling Among Employers: Deloitte Survey

PRNewswire/ -- Employers are taking decisive actions to make 401(k) plan participation as easy as possible for employees, according to the 2008 401(k) Benchmarking Survey, conducted by Deloitte, the International Foundation of Employee Benefit Plans and the International Society of Certified Employee Benefit Specialists (ISCEBS). Survey respondents addressed such topics as eligibility and enrollment, contributions, matching formulas, investment funds, revenue sharing, defined benefit plans, fees, vendors, plan effectiveness, communications and administration.

10 ways to spot 401(k) abuse

More Americans than ever rely on 401(k) plans to save for retirement. And to say the plans are increasingly popular is an understatement. Assets in 401(k) plans surpassed $3 trillion at the end of 2007, according to the Investment Company Institute, a national association of U.S. investment companies.

Google gets streetwise

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KOHL HEARING TO EXAMINE STEEP RISE IN 401(k) LOANS, PLAN POLICIES TO REDUCE LOSS OF SAVINGS

WASHINGTON - On Wednesday, July 16, U.S. Senate Special Committee on Aging Chairman Herb Kohl (D-WI) will hold a hearing on reducing 401(k) leakage caused by loans and withdrawals, which can result in a substantial loss in retirement savings. At the hearing, the Center for American Progress will release a report entitled, "Robbing Tomorrow to Pay for Today: Economically Squeezed Families are Turning to Their 401(k)s to Make Ends Meet," which demonstrates that loans are not only increasing in number, but that the amounts taken out and the percentage of participants taking loans is growing substantially as well.

Game Publishers Launch RIAA-Style Lawsuit Campaign in U.K.

London - A group of video game publishers that includes Atari and Codemasters is preparing to launch a legal campaign against illegal downloading in the U.K., similar to the route taken by the RIAA in the U.S. The London-based law firm of Davenport Lyons intends to send the same type of "pre-litigation settlement letters" employed by the RIAA to 25,000 suspected game file-swappers in the U.K., giving them the opportunity to pay 300 pounds ($558.36) to avoid a lawsuit.

IPL better in marketing, ICL in cricket: Kapil

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U.S. Wants Better Disclosure of 401(k) Fees; Simpler, Clearer Data Would Begin Jan. 1

Comparing what it costs to invest through your 401(k) plan could get easier under a new proposal the U.S. Labor Department unveiled on Wednesday.

Yesmail(TM) Ranks in the Top Three Email Marketing Vendor Providers for Internet Retailer\'s Top 500 and interCLICK to Announce 2008 Second Quarter Results on Thursd

Yesmail(TM) Ranks in the Top Three Email Marketing Vendor Providers for Internet Retailer's Top 500 and interCLICK to Announce 2008 Second Quarter Results on Thursday, August 14th

401(k) Participants Pull Out from Equities

401(k) participants continued to flee equity holdings in June 2008, according to Hewitt’s 401(k) Index.

Next Generation of 401(k)s Shows Automatic Enrollment and Step-Up Provisions Doubling Among Employers: Deloitte Survey

Next Generation of 401(k)s Shows Automatic Enrollment and Step-Up Provisions Doubling Among Employers: Deloitte Survey

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